Workers Compensation Information
Workers' Compensation Insurance - South Carolina
Serving Mount Pleasant, Charleston, Saint Stephen, and surrounding communities.
Workers' compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. They also help control the financial risks for employers since many states limit the amount an injured employee can recover from an employer. Workers' compensation insurance is designed to help companies pay these benefits. As a protection for employees, most states require that employers carry some form of workers' compensation insurance. Workers' compensation insurance is not health insurance. It is designed specifically for injuries sustained on the job, whether hurt on the workplace premises or elsewhere, for example in an auto accident while on business.
Moulton & Sheally Insurance provides no-cost, comparative quotes from multiple insurance carriers to offer you the most affordable rates and the best coverage on the market. Contact our agency to request a workers' compensation insurance policy quote for your business today!
What does workers compensation insurance typically cover?
- Lawsuit Protection covers lawsuit related expenses resulting from workplace accidents.
- Medical Care coverage helps pay medical bills for injured employees.
- Compensation for Lost Income pays an injured employee for lost wages.
Each state has different laws governing the amount and duration of lost income benefits, the provision of medical and rehabilitation services, and how the system is administered.
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Allow Moulton & Sheally's commercial team to assist your business with securing the workers' compensation coverage that's right for you. Contact our agency to get started right away!
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TOGETHER IS BETTER
It’s true! It pays to purchase commercial insurance coverage together. We welcome the opportunity to review and quote your bundled policy options.